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Scammers take advantage of people looking for romantic partners, often via dating websites, apps or social media by pretending to be prospective companions.

They play on emotional triggers to get you to provide money, gifts or personal details.

Dating and romance scams often take place through online dating websites, but scammers may also use social media or email to make contact.

They have even been known to telephone their victims as a first introduction.

Time was, if you met your mate online, you developed a cover story: If anyone asked, you'd say you met in a bar or at kayaking lessons. Whether it's the fact that many of us already conduct so much of our personal and business lives online, or the proliferation of online dating sites touting their successful matches, it's perfectly acceptable to say, with pride, that you met the love of your life with your fingers on a keyboard, not wrapped around a cocktail at a singles event.

Even with a system like e Harmony, whose detailed matching process saved her from "kissing a lot of frogs," you still have to feel that chemistry.Tonya & Frank Ferrari, Lake Stephens, Washington Tonya, 34, was a classic online-dating skeptic, but when her parents pleaded with her to try—and offered to pay for six months on e Harmony.com, she relented—though she bargained it down to three months."I thought, 'What the heck, it's not like I'm going to meet the love of my life!'" says Tonya, who had been married before (and has a 12-year-old daughter).Meanwhile, Frank, 41, a lifelong bachelor, had been online for a year on different match-up sites.Within a few weeks, Tonya was matched with Frank, and they began exchanging emails, at least one a day for a few weeks.

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